Montana Consent to Credit History Background and Reference Check

State:
Multi-State
Control #:
US-853LT
Format:
Word; 
Rich Text
Instant download

Description

This is a consent form to be signed by Tenant or Employee, permitting a credit history, background and reference check to be performed by the Landlord or Employer.


A criminal history background information check is the review of any and all records containing any information collected and stored in the criminal record repository of the Federal Bureau of Investigation, the state Department of Public Safety, or any other repository of criminal history records, involving a pending arrest or conviction by a criminal justice agency, including, but not limited to, child abuse crime information, conviction record information, fingerprint cards, correctional induction and release information, identifiable descriptions and notations of convictions; provided, however, dissemination of such information is not forbidden by order of any court of competent jurisdiction or by federal law. Criminal history background information generally does not include any analytical records or investigative reports that contain criminal intelligence information or criminal investigation information.

How to fill out Consent To Credit History Background And Reference Check?

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FAQ

In addition to the basics (name, address, previous addresses, and social security number), a credit check also includes information such as outstanding debtsmortgages, medical debt, or student loans, for example. The report also includes bankruptcies, credit limits, tax liens, and more.

Or are credit history background checks a separate tool? There is a simple answer to these questions: a criminal background check will never include any information about a person's credit history.

Montana currently does not have a statewide Ban the Box law. These laws are designed to give individuals who have minor criminal records a second chance at employment, reduce the rate of recidivism and expand the applicant pool for job seekers.

There is no federal law that requires all employers to run background checks on all new hires. There are no state, county, or city laws that implement this kind of requirement, either. Instead, background check requirements are decided more on an industry-by-industry basis.

Thus, the FCRA is not limited to credit reportingit extends to criminal and civil records, civil lawsuits, reference checks and other information obtained by a consumer reporting agency. The FCRA allows job applicants to sue employers who fail to comply with any requirement imposed by the law.

In general, background checks typically cover seven years of criminal and court records, but can go back further depending on compliance laws and what is being searched.

In Montana, employment background checks must comply with the FCRA and state law for how far back adverse information can be reported and used to make a hiring decision. The FCRA restricts non-conviction information from longer than seven years from being used to disqualify an applicant for employment.

A Montana resident does not need a registration, license, or permit to purchase or possess firearms. A background check is not required when buying a firearm.

The short answer is no, your credit score doesn't usually show up on a standard background check though sometimes landlords may submit a request for a credit score separately. (You'll have to give your written permission for them to do so.)

Background investigations are needed because employers need to make sure that their work environment is safe for all employees and also to avoid any employment-related security problems inside the organization.

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Montana Consent to Credit History Background and Reference Check