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The FCRA requires any prospective user of a consumer report, for example, a lender, insurer, landlord, or employer, among others, to have a legally permissible purpose to obtain a report. Legally Permissible Purposes.
Pertaining to Consumer Reports By signing this form, you are giving consent to have your consumer/credit reports furnished by consumer reporting agencies as part of an investigation to determine your suitability or fitness for federal employment or fitness to perform work under a contract.
I, the undersigned?????????????????????. (Name & surname) do hereby authorise the financial institution appointed by (Name of appointing organisation) to conduct credit checks on my profile in order to conduct a complete financial analysis of my affairs, for the purposes of providing me with credit related services.
Information provided by you will be furnished to the consumer reporting agency in order to obtain information in connection with personnel security screening to determine (1) Pre- Employment; (2) Suitability or fitness for employment; and/or (3) Security clearance or access.
The FCRA specifies those with a valid need for access. ? You must give your consent for reports to be provided to employers. A consumer. reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer.
A credit report authorization form is a document used to give permission to an individual or organization to perform a credit report only.