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Most often it will be from a qualified lawyer, but it could also be a trade union rep or advice worker who are authorised to advise on settlement agreements.
Writing the Settlement Offer Letter Include your personal contact information, full name, mailing address, and account number. Specify the amount that you can pay, as well as what you expect from the creditor in return. A good starting point for negotiation could be offering around 30% of the amount that you owe.
A debt settlement letter is a written proposal for you to offer a specific amount of money in exchange for the forgiveness of your debt. These letters address why you're unable to pay the debt, how much you're willing to pay now, and what you would like from the creditors in return.
I/We understand that the Bank has introduced ?OTS SCHEME? for recovery of outstanding dues, waiving some part of the interest and other charges in the account. I/We request you to consider my case for One Time Settlement and advise me the rebate I shall get if I arrange to pay the balance outstanding in full.
If you're thinking about negotiating a settlement or repayment agreement with a debt collector, consider the following three steps: Confirm that you owe the debt. ... Calculate a realistic repayment plan. ... 3. Make a repayment proposal to the debt collector.
Your debt settlement proposal letter must be formal and clearly state your intentions, as well as what you expect from your creditors. You should also include all the key information your creditor will need to locate your account on their system, which includes: Your full name used on the account. Your full address.
Include a paragraph explaining your circumstances and details of your financial situation that you want the creditor to take into account. Enter the amount which you can afford to pay. and I want to offer this as full and final settlement of the account.
What Should Be Included in a Settlement Agreement? Identifying information for all involved parties. A description of the issue you're seeking to settle. An offer of resolutions that both parties agree to. Proof of valid consideration from both parties without coercion or duress. Legal purpose.