This office clause is a form dealing with compliance with legal requirements and insurance recommendations covering most all of the issues covered.
Mississippi Clause Addressing Compliance with Legal Requirements and Insurance Recommendations
Category:
State:
Multi-State
Control #:
US-OL13064
Format:
Word;
PDF
Instant download
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FAQ
Liability coverage is the only legally required insurance coverage in the state of Mississippi. It pays for injuries, lost wages, and pain and suffering that you inflict on another driver ? or their passengers ? in an accident in which you are at fault.
Mississippi is NOT a No-Fault State Mississippi is an ?at-fault? state. This means that victims of car accidents caused by another driver can request full insurance compensation from the driver or their insurance company.
Insurance is regulated by the states. This system of regulation stems from the McCarran-Ferguson Act of 1945, which describes state regulation and taxation of the industry as being in ?the public interest? and clearly gives it preeminence over federal law. Each state has its own set of statutes and rules.
The minimum amount of Mississippi auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person's property.
The minimum required insurance is: Bodily Injury Liability coverage of at least $25,000 to cover injury or death to any one person that results from an auto accident, and $50,000 to cover injuries to or death of more than one person resulting from a single auto accident.
§ 3-4.01. Pursuant to such authority, every insurance company, either foreign or domestic, authorized to transact accident and sickness business in the State of Mississippi shall, before any policy is issued, file a copy of such policy, accompanied by a rate filing applicable to such policy.
The Mississippi Commissioner of Insurance licenses and regulates the practices of all insurance companies engaged in the business of insurance in the state.
Full coverage insurance in Mississippi is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.
