Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
"(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency . . . ."
Mississippi Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency
Category:
State:
Multi-State
Control #:
US-DCPA-19.6BG
Format:
Word;
Rich Text
Instant download
Description
Free preview
How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Falsely Representing Or Implying That A Debt Collector Operates Or Is Employed By A Consumer Reporting Agency?
You may spend hours online trying to locate the accurate document template that meets the federal and state requirements you have. US Legal Forms offers a plethora of legal documents that can be evaluated by professionals.
You can conveniently download or print the Mississippi Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency from the platform.
If you already have a US Legal Forms account, you can Log In and click the Download option. After that, you can complete, modify, print, or sign the Mississippi Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency. Every legal document you acquire is yours permanently.
Once you find the template you want, click on Purchase now to proceed. Choose the pricing plan you desire, enter your credentials, and create an account on US Legal Forms. Complete the transaction. You can use your Visa, Mastercard, or PayPal account to pay for the legal form. Select the document format and download it to your device. Make adjustments to your document if necessary. You can complete, edit, sign, and print the Mississippi Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency. Download and print numerous document formats using the US Legal Forms website, which boasts the largest collection of legal templates. Utilize professional and state-specific templates to address your business or personal needs.
- To obtain another copy of any purchased document, visit the My documents tab and click the appropriate option.
- If you are using the US Legal Forms website for the first time, follow the simple instructions listed below.
- First, ensure that you have selected the correct template for the state or region of your choice. Consult the document information to verify that you have chosen the right form.
- If available, use the Review option to examine the template as well.
- If you wish to locate another version of the form, utilize the Research field to find the template that suits your requirements.
Form popularity
FAQ
Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.
Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.
Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.
Write a dispute letter and send it to each credit bureau. Include information about each of the disputed itemsaccount numbers, listed amounts and creditor names. Write a similar letter to each collection agency, asking them to remove the error from your credit reports.
(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.
Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.
You can sue a company for sending you to collections for a debt that you don't owe. If a debt collector starts calling you out of the blue, but you know perfectly well that you made the payment in question, the law gives you the right to file an action in court against the company.
Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).
Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.
