Mississippi Coverage for Interns under the Affordable Care Act Under the Affordable Care Act (ACA), also known as Obamacare, interns in Mississippi can access various types of healthcare coverage options. The ACA aims to ensure that individuals have affordable access to quality healthcare, including interns who may not traditionally receive healthcare benefits from their employers. This brief overview provides a detailed description of the coverage options available for interns in Mississippi under the ACA. 1. Medicaid Expansion: Mississippi has chosen not to expand Medicaid coverage under the ACA, which may limit the availability of this option for interns. However, interns from low-income households may qualify for existing Medicaid coverage if they meet the income and eligibility requirements. 2. Health Insurance Marketplace: The Health Insurance Marketplace, also known as the Exchange, serves as a platform where individuals can compare and purchase health insurance plans that meet the minimum coverage requirements outlined by the ACA. Interns in Mississippi can explore the Marketplace to find affordable health insurance options that suit their needs. 3. Employer-Sponsored Health Insurance: While some interns may not traditionally receive healthcare benefits from their employers, larger organizations and companies may offer health insurance coverage as part of their intern programs. Interns should check with their employers regarding the availability of employer-sponsored health insurance plans. 4. Catastrophic Coverage: Catastrophic health insurance plans are designed for individuals under 30 or those who qualify for a hardship exemption. These plans offer protection against high medical costs in case of emergencies but typically require individuals to pay high deductibles before coverage begins. Interns falling under these criteria can explore catastrophic coverage options in Mississippi. 5. Stay Covered as a Dependent: Interns who are under the age of 26 have the option to stay covered under their parent's health insurance plan. This provision allows interns to take advantage of their parents' coverage, ensuring they have access to necessary healthcare services. 6. Special Enrollment Periods: Interns who experience life events such as losing their previous coverage, getting married, or having a child may be eligible for a special enrollment period. This allows interns to enroll in a health insurance plan outside the regular open enrollment period. It's essential for Mississippi interns to explore these different coverage options and understand their eligibility requirements to ensure they have access to necessary healthcare services while interning. Additionally, interns should consider their own healthcare needs and budget when selecting a coverage option.
Mississippi Coverage for Interns under the Affordable Care Act
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The Affordable Care Act requires non-grandfathered health plans in the individual and small group markets to cover essential health benefits (EHB), which include items and services in the following ten benefit categories: (1) ambulatory patient services; (2) emergency services; (3) hospitalization; (4) maternity and ...
Major provisions of the ACA include: (1) insurance market changes, (2) subsidized coverage for qualifying individuals through federal and state Health Benefit Exchanges, (3) federal funding for an expansion of program eligibility in state Medicaid programs, (4) additional federal financial participation in other health ...
The health care law requires the following organizations and some other parties to report that they provide health coverage to their employees: Certain employers, generally those with 50 or more full-time and full-time equivalent employees. Health insurance companies. Self-insuring employers of any size.
Long-term care: You will need to pay for long-term care if you become disabled or need to move to a nursing home. It's not an essential health benefit under the Affordable Care Act and is not covered by Medicare or most private health plans. Abortion: Abortion is not one of the essential health benefits.
Use this guide to help you find the right health plan in Mississippi. Many people find an ACA Marketplace plan, also known as Obamacare or exchange, to be a cost-effective choice. Mississippi uses the federally run health insurance exchange Healthcare.gov for residents to purchase its ACA Marketplace plans.
A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more.
You'll find the following protections for patients in the ACA California: Everyone in California has access to health insurance. Pre-existing health conditions cannot deny anyone health coverage or extra charges. Children can be listed on their parent's health plan until they are 26 years of age.
There are four ACA metal tiers: bronze, silver, gold, and platinum. The law sorts the plans into different metal tiers ing to their actuarial value (AV), or the percentage a health insurance plan will pay out of total costs for a specific benefit.
