Mississippi Notice of Judgment Against
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FAQ
Any action to collect on, or otherwise enforce, a judgment rendered by a court in Mississippi must be taken within seven years after the judgment was rendered. However, the judgment can be renewed prior to the running of the seven years by the filing of a simple notice of renewal with the clerk of court.
While it's difficult for a judgment to be filed against you without you knowing, it's not impossible. A summons may be sent to you in the mail or delivered to you in person. If you don't show up in court in accordance with the summons, a default judgment will be entered against you.
How long does a judgment lien last in Mississippi? A judgment lien in Mississippi will remain attached to the debtor's property (even if the property changes hands) for seven years.
Even after you win a lawsuit, you still have to collect the money awarded in the judgmentthe court won't do it for you. Financially sound individuals or businesses will routinely pay a judgment entered against them. However, not everyone will be as willing. If necessary, legal ways to force payment exist.
In order to vacate a judgment in California, You must file a motion with the court asking the judge to vacate or set aside the judgment. Among other things, you must tell the judge why you did not respond to the lawsuit (this can be done by written declaration).You may even be able to win the case.
After the sheriff or constable serves the paperwork to execute your judgment, the judgment debtor (the person you are trying to collect from) has ten business days after the Notice of Execution is mailed or his wages are withheld to file with the court to claim any exemptions he believes apply.
Even after a judgment is entered against you, it is still possible to settle a debt for less than the court-approved amount.However, you may be able to negotiate a discount to the debt, in return for a lump sum payment.
California allows the judgment to last ten years and it can be renewed for an additional ten years if the creditor files the required forms in a timely fashion.
Just as there are two ways for a creditor to get a judgment against you, there are two ways to have the judgment vacated. They are: Appeal the judgment and have the appeals court render the original judgment void; or. Ask the original court to vacate a default judgment so that you can fight the lawsuit.
