This form provides boilerplate contract clauses that disclaim or limit warranties under the contract. Several different language options are included to suit individual needs and circumstances.
Missouri Warranty Provisions
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FAQ
Missouri law requires motor vehicle service contracts to explain exactly how the repair and reimbursement process works, including what repairs are covered and any deductibles that apply. You can get a full refund within 20 business days from the time the contract is issued or mailed.
The main reason you might find a vehicle service contract worth it, despite it being an added cost, is that it protects you from expensive repairs. When parts like AC compressors or alternators break, they can be expensive to replace.
New cars with a manufacturer's warranty already have coverage anyway, so buying a service plan while the warranty is still in place is ultimately unnecessary. Once your car's factory warranty nears the end of its term, then it's a good time to look for the right vehicle service plan.
Written Contracts: 5 years for payment of money or property, otherwise 10 years. MO Rev Stat § 516.120.; MO Rev Stat § 516.110. Verbal/Oral Contracts: 5 years.
Each individual state warranty is crafted to meet that state's statutes regarding builders' structural warranties. In Missouri, the statute is 10 years but requirements for other types of coverage are different than our traditional plans.
Implied warranty ? merchantability ? usage of trade. ? (1) Unless excluded or modified (section 400.2-316), a warranty that the goods shall be merchantable is implied in a contract for their sale if the seller is a merchant with respect to goods of that kind.