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The federal Fair Debt Collection Practices Act (FDCPA) was enacted to curb these annoying and abusive behaviors, but some debt collectors flout the law. A statement that the consumer may make a written request within 30 days that the debt collector identify the original creditor, if different from the current ...Sept 25, 2021 ? Officers and employees of the creditor while collecting the debt in the(10) The use of any false representation or deceptive means to ... This makes collection efforts more difficult for the debt collector.false representation or deceptive means to collect or attempt to collect any debt ... Documented that letters often falsely misrepresent the threat of prosecution as a means ofof debt collection suits end in favor of the collector,. Tices, including the use of any false or deceptive means to collect aattorney debt collection activities is appropriate or necessary. The. It is a false statement, and it violates the FDCPA. Furthermore, a debt collector cannot misrepresent the actual amount of the original debt, ... statutes?Debt buyers collecting on credit-card debt and their attorneys?any false, deceptive, or misleading representation or means in. Defendant Everest is a New York debt collector (Docket No. 1, Compl.misleading representation or means in connection with the collection of a debt (id. Key concepts in the law of misrepresentation (Scotland). 58. What is aIf debt collection follows a sale to a consumer and is conducted in an aggressive.