Missouri Sample Letter for Garnishment
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How to fill out Sample Letter For Garnishment?
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FAQ
To stop wage garnishment means that you no longer have to pay creditors. For instance, one way to stop a wage garnishment is by returning to the local court which issued the judgment and request the wage garnishment be stopped. You will have to file paperwork and request a court hearing.
Dear Sir/Madam, I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.
If you are supporting a spouse, a dependent child under the age of twenty-one (21), or a dependent child who is deemed disabled by the Social Security Administration, you may be entitled to a head of family exemption from a garnishment.
To claim the head of family exemption, you must complete the affidavit on page one. Return the completed affidavit to your employer for computing the garnishment percentage. NOTE: When you receive notice of a garnishment, you should immediately check with your employer.
You can also stop most garnishments by filing for bankruptcy. Your state's exemption laws determine the amount of income you'll be able to keep.
You can also stop the garnishment by filing for bankruptcy. When you file a bankruptcy petition, the automatic stay rule takes effect immediately. This stops all collection actions against you, including wage garnishments.
Under Missouri law, for any workweek, a creditor can garnish the lesser of: 25% of your disposable earnings, or 10% of your disposable earnings if you're the head of a family and a resident of the state, or. the amount by which your weekly disposable earnings exceed 30 times the federal hourly minimum wage.
If you are the head of the household and work in Missouri, your creditor can garnish a maximum of 10% of your wages, after taxes. If you are not the head of the household, then a maximum of 25% of after-tax wages can be garnished. (Only one person can be the ?head? of a household.)
