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After a Car Accident ? First Steps to Take ? a Checklist | Minnesota Injury Lawyer Call 911. ... Exchange information with the other driver. ... Take pictures. ... Get witness information. ... Call your insurance company. ... See a doctor or chiropractor. ... Do not vent on Facebook, Twitter, Google+, or Snapchat.
Minnesota is a "no-fault" car insurance state, which means your own car insurance pays for certain losses after an accident, no matter who caused the crash.
Minnesota is a "no-fault" car insurance state, which means your own car insurance pays for certain losses after an accident, no matter who caused the crash.
Every driver in a crash involving $1,000 or more in property damage, or injury or death, MUST COMPLETE this form and send it to Driver and Vehicle Services within 10 days. Failure to provide this information is a misdemeanor under Minnesota Statute 169.09, subdivision 7.
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
Minnesota law does not require drivers involved in ?fender benders? (accidents that result in property damage of less than $1,000) to get in touch with the police ? provided, of course, that no injuries have taken place. All you and the other driver have to do will be to exchange contact and insurance information.
Complete a Crash Record Request Form (PS2503) and either mail it to the address on the form or visit the DVS Records/Evaluation Counter located at 445 Minnesota Street in St. Paul. Requests will not be processed without a signature from an Authorized Requestor.
Under Minnesota's ?Safety Responsibility Act? found at Minn. Stat. § 169.09, subd. 5(a), a driver is deemed the agent of the owner and is therefore the owner is legally responsible for the negligence of the driver.