Minnesota Instructions — Execution Levy on Earnings is a legal process that allows creditors to collect unpaid debts from individuals or businesses that are delinquent in payments. This process is defined by Chapter 571 of the Minnesota Statutes and applies to any judgment rendered by a court in the state. The creditor may request the court to issue an “Execution Levy on Earnings”, which is a writ of garnishment that orders an employer to withhold a portion of the employee’s wages and pay it directly to the creditor. There are two types of Minnesota Instructions — Execution Levy on Earnings: one for an individual debtor and one for a business debtor. For an individual debtor, the employer must withhold a minimum of 10% of the debtor’s net disposable earnings, or up to 50% of the debtor’s net disposable earnings, depending on the amount of the debt. For a business debtor, the employer must withhold a minimum of 25% of the debtor’s net disposable earnings, or up to 75% of the debtor’s net disposable earnings. The employer must then forward the withheld wages directly to the creditor.