Michigan Health Insurance Disclosure is the legal requirement for health insurance providers in Michigan to disclose certain information to their customers. This disclosure is intended to help consumers make informed decisions when shopping for health insurance coverage. The Michigan Department of Insurance and Financial Services (DIES) regulates the disclosure of health insurance information in the state. The types of Michigan Health Insurance Disclosure include: 1. Policy Disclosure: This includes information about the policy’s premiums, deductibles, co-insurance, co-payment, out-of-pocket maximums, covered services, exclusions, and limitations. 2. Provider Network Disclosure: This includes information about the provider networks, including participating providers, and any limitations on coverage for out-of-network services. 3. Coverage Summary Disclosure: This includes a summary of the policy’s covered services, cost-sharing details, and any special provisions or restrictions applicable to the policy. 4. Financial Disclosure: This includes information about the insurer’s financial stability, including its financial ratings, solvency, and consumer complaint history. 5. Benefit Disclosure: This includes information about the policy’s covered benefits, including covered services, cost-sharing, and any coverage limits. 6. Notice of Privacy Practices Disclosure: This includes information about how the insurer uses and shares personal health information.