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Dental, Vision, and Life Insurance Plans: a Full-Time employee, a Part-Time or Job-Sharing employee working 32 hours or more every biweekly pay period, a Permanent-Intermittent employee expected to work at least 40% of full-time annually (a minimum of 832 hours).
Employers with 50 or more employees are required to provide health coverage to employees and their dependents. Failure to offer affordable coverage may subject an employer to a tax penalty and allow the employee to obtain a tax credit in the Health Insurance Marketplace.
Part-Time Employees vs. Full-Time If state or federal law requires a benefit be provided to "full-time employees," then that benefit must be provided to all employees in Michigan, including part-timers.
In Michigan, coordination of benefits is when a person coordinates their health insurance with their auto insurance so that, in return for a reduced auto insurance premium, the person's health insurance is the primary payer for car accident-related medical expenses.
Employee Eligibility Full-time and part-time employees working 20 hours or more per week. Active employees regularly scheduled to work 15 or more hours per week or a minimum of 750 hours during a rolling 12-month period.
Full-time employees A full-time employee is reasonably expected to work at least 30 hours per week, ing to the ACA (PDF). These employees must be offered health insurance by their employer.
A company can deny a claim during the first two years if it can be shown that you withheld information from your application which was important to the decision whether to insure you. This is called the contestable period. If you change policies, you must go through the two-year contestable period again.
The Affordable Care Act requires all employers nationwide with more than 50 full-time or full-time equivalent employees to offer health insurance if employees work at least 30 hours a week or 130 hours per month.