Michigan Information for Alternative Method of Counting Creditable Coverage
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FAQ
Reasons for Medicaid / Medi-Cal Denial Most commonly an applicant is denied due to income or assets. In either case, they are being denied because they have income or assets in excess of the amount allowed by Medicaid. (To see state-by-state eligibility criteria, click here).
There are four parts of Medicare: Part A, Part B, Part C, and Part D.Part A provides inpatient/hospital coverage.Part B provides outpatient/medical coverage.Part C offers an alternate way to receive your Medicare benefits (see below for more information).Part D provides prescription drug coverage.
Medicare is the federal health insurance program for:People who are 65 or older.Certain younger people with disabilities.People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
Under Marketplace rules, anybody who has Medicare Part A alone, without paying a premium for it, is considered to have creditable health coverage, thus protecting them from having to pay Marketplace penalties for noncoverage.
Non-creditable coverage: A health plan's prescription drug coverage is non-creditable when the amount the plan expects to pay, on average, for prescription drugs for individuals covered by the plan in the coming year is less than that which standard Medicare prescription drug coverage would be expected to pay.
No. The Marketplace doesn't affect your Medicare choices or benefits, so if you have Medicare coverage, you don't need to do anything. This means no matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you don't have to make any changes.
Marketplace coverage isn't creditable coverage for Parts A and B because it's not required to be as good as Original Medicare. This means that you'll need to pay penalties after the first 12 months if you delay coverage.
Creditable coverage is a health insurance, prescription drug, or other health benefit plan that meets a minimum set of qualifications. Types of creditable coverage plans include group and individual health plans, and student health plans, as well as a variety of government-sponsored or government-provided plans.
Medicare is our country's health insurance program for people age 65 or older and younger people receiving Social Security disability benefits. The program helps with the cost of health care, but it doesn't cover all medical expenses or the cost of most long-term care.
