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What To Do If Your Identity Is Stolen: 11 Steps To Avoid Financial Ruin Contact your insurance provider. Freeze your credit. Check your credit reports. File an official identity theft report. Report the crime to local law enforcement. Notify your bank and credit card issuer. Secure your accounts with 2FA.
First, contact the companies or banks where you know the fraudulent activity occurred. Stop any accounts that have been opened without your permission or tampered with. Then, file a report with the Federal Trade Commission (FTC).
You can file a complaint online with the FTC. If you don't have Internet access, call the FTC's Identity Theft toll free hotline at 1-877-IDTHEFT (1-877-438-4338). File a police report.
If you suspect you may be a victim of identity theft, complete these tasks as soon as possible and document everything you do. Call your bank and other companies where fraud occurred. ... Contact a credit agency to place a fraud alert. ... Create an Identity Theft Affidavit. ... File a report with your local police department.
The wide-range of identity theft-related crimes makes it hard to put a clear timeframe on recovery. However, on average, it can take over six months and 100?200 hours of your time to discover, resolve, and recover from the effects of identity theft [*]. But that's just the average.
(1) A person shall not do any of the following: (a) With intent to defraud or violate the law, use or attempt to use the personal identifying information of another person to do either of the following: (i) Obtain credit, goods, services, money, property, a vital record, a confidential telephone record, medical records ...
File a complaint with the Federal Trade Commission (FTC) at identitytheft.gov. The FTC also contains sample letters .identitytheft.gov/Sample-Letters to help you resolve issues with the credit bureaus, credit card issuers, and other companies with which you may do business.