This office lease clause deals with the mandatory obligation of the landlord to rebuild; time periods for reconstruction; continuation of abatement periods; the appropriate "what ifs" in the event portions of the premises cannot be restored and are deemed to be indispensable; and circumstances when the landlord or tenant can elect to terminate the lease.
Maine Clause Dealing with Fire Damage
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Multi-State
Control #:
US-OL11024A
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Word;
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Involuntary betterment (civil): Notwithstanding Condition of Reinstatement, In the event that new Property Insured of like kind and quality is not obtainable Property Insured which is as similar as possible to that which has sustained Damage and which is capable of performing the same function shall be deemed to be new ...
Without prejudice to the provisions of the General Terms and Conditions of the Fire Policy as well as the provisions of the strike, lock-out, civil commotions and public disorder, or strike, lock-out, civil commotions, public disorder, Malicious Acts and Terror Clauses added to the said Policy; an deductible of 5% of ...
In the context of fire insurance, impact damage refers to the damage caused to a property or structure by the impact of an external object. This type of damage typically occurs when a vehicle, falling tree, debris, or other objects collide with a building or its contents, leading to physical harm or destruction.
The insurance company AXA, defines impact (or collision) damage as? ?loss or damage resulting from the following causes: Collision by aircraft, aerial devices, road or rail vehicles (or anything dropped from them) or animals.
If the property hereby insured shall at the breaking out of any fire or at the commencement of any destruction of or damage to the property by any other peril hereby insured against be collectively of greater value than the Sum Insured thereon, then the Insured shall be considered as being his own insurer for the ...
This clause helps ensure that the policy provides adequate coverage as the cost of replacing or repairing insured property increases due to factors such as inflation or changes in market value. This is the reason why the escalation clause is also called the inflation-guard endorsement in the insurance business.
Extended Impact Damage We extend to cover damage to the Insured Property and/or to walls, gates and fences resulting from Impact by any road vehicles or animals.
Impact damage: This policy also covers damage or loss caused to the property due to the impact of any vehicle or animal being in direct contact with the property. The said vehicle or animal should not belong to the insured, the occupier of the premise or an employee present during his employment.