Maine Sample Letter regarding Cancellation of Deed of Trust [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Cancellation of Deed of Trust Dear [Recipient's Name], I hope this letter finds you well. I am writing to request the cancellation of the deed of trust pertaining to my property [Property Address], which was executed on [Date of Deed]. I, the undersigned, am the current owner of the aforementioned property and have fulfilled all obligations mentioned in the deed of trust. Therefore, I kindly request that you take the necessary steps to cancel and release this deed of trust from the property records in accordance with the real estate laws and regulations of the state of Maine. Please find the following details related to the deed of trust: 1. Deed of Trust Information: — Date of Deed— - Name(s) of Grantor(s): — Name(s) of Trustee(s)— - Name(s) of Beneficiary/Bank: 2. Property Information: — Property Address— - County: - Tax Map and Lot Number: 3. Loan Information: — Loan Number— - Original Loan Amount: - Loan Account Number: — Lender's Name— - Lender's Address: 4. Satisfaction of Loan: — Outstanding Loan Amount (if any)— - Date of Loan Satisfaction (if applicable): — Proof of Loan Satisfaction (if available): I have obtained a copy of the executed deed of trust, and I will make it available upon your request to facilitate the cancellation process. I kindly request that you prepare the necessary documents for cancellation and send them to me for execution. Additionally, please provide me with an estimated timeframe for the completion of this process. Should you require any further documentation or information, please do not hesitate to contact me at the provided email address or phone number. I appreciate your prompt attention to this matter, and I look forward to your positive response. Thank you for your cooperation. Sincerely, [Your Name]
Maine Sample Letter regarding Cancellation of Deed of Trust
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FAQ
Today, Californians most often transfer title to real property by a simple written instrument, the grant deed. The word ?grant? is expressly designated by statute as a word of conveyance. (Civil Code Section 1092) A second form of deed is the quitclaim deed.
In California, many people sign a Deed of Trust to finance their house purchase. A Deed of Trust is commonly referred to as a mortgage. A Deed of Trust is a three party document prepared, signed and recorded to secure repayment of a loan.
Mortgage States and Deed of Trust States StateMortgage StateDeed of Trust StateOregonYPennsylvaniaYRhode IslandYSouth CarolinaY47 more rows
Most lenders in Arizona now require a deed of trust rather than a mortgage to secure a loan on a home for two reasons. One, a deed of trust can be foreclosed non-judicially by a trustee's sale, while a mortgage can only be foreclosed by an order of a Superior Court judge.
To be valid, a deed must be: (1) in writing; (2) name the grantor or the grantor's agent; (3) signed by the grantor or their agent; and (4) delivered and accepted by the grantee. (Id.) A deed must be in writing.
If real property is utilized to secure a loan, it is usually achieved by executing a mortgage or, in California, a Deed of Trust. A mortgage is a document that allows the creditor, who is unpaid, to proceed to court to force the sale of the property to pay off the debt.
There are two basic types of Deeds of Trust, the Long Form and the Short Form. The Long Form, which could be 20-30 pages long, is the one used by institutional lenders. The Short Form is the one that is most usually prepared by your Escrow Officer.
Notes: Not all states recognize a Trust Deed. Use a Mortgage Deed if you live in: Connecticut, Delaware, Florida, Indiana, Iowa, Kansas, Louisiana, New Jersey, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Vermont, or Wisconsin.
