Maine Coverage for Interns under the Affordable Care Act

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Interns can be terrific additions to a nonprofit's capacity building journey, but it's important to clarify whether they are unpaid volunteers or paid employees. Companies should make sure they comply with U.S. Department of Labor requirements so that unpaid interns cannot claim entitlement to wages or make other claims against the employer. Companies should also be aware whether or not these employees are covered under the Affordable Care Act.

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FAQ

Interns and part-time employees are allowed to participate in a 401(k) program if they meet plan eligibility requirements. An employee may generally participate in a qualified 401(k) plan if they meet the following conditions: Age requirement: The employee must be at least 21 years old.

Children under age 19, with serious health conditions who are over the income level for free MaineCare, may get MaineCare coverage through the Katie Beckett program. Children enrolled in Katie Beckett pay a low-cost premium for health coverage.

All too often, companies take advantage of interns and expect them to complete work that solely benefits the company, leaving the intern without valuable lessons to take with them in their career. As an unpaid intern, you have rights afforded to you.

Some employers choose to offer temps and interns only medical coverage. The ACA employer mandate does not require an offer of other health benefits (such as dental and vision coverage) to avoid potential penalties.

Internships can help to expand your employee candidate pool. It is an excellent opportunity to identify great talent, build connections, and eventually hire the right people. It could be the solution to your hiring needs in a competitive labor landscape.

You'll find the following protections for patients in the ACA California: Everyone in California has access to health insurance. Pre-existing health conditions cannot deny anyone health coverage or extra charges. Children can be listed on their parent's health plan until they are 26 years of age.

There are four ACA metal tiers: bronze, silver, gold, and platinum. The law sorts the plans into different metal tiers ing to their actuarial value (AV), or the percentage a health insurance plan will pay out of total costs for a specific benefit.

Generally, college students who become interns are not full-time employees and don't receive the same benefits as their full-time counterparts. However, a paid intern may be considered full-time under Department of Labor and Internal Revenue Service rules, making them eligible for certain benefits.

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Maine Coverage for Interns under the Affordable Care Act