Maine Change of Beneficiary
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How to fill out Change Of Beneficiary?
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FAQ
By naming your beneficiary (or beneficiaries), you can protect yourself and your loved ones and ensure that your wishes will be met upon your death. If a beneficiary(ies) is not designated by you on your group life insurance benefits, the proceeds from your policy will be directed to your estate.
A beneficiary designation usually overrides the terms of a will, and you might cause confusion for the people you leave behind if you include something in your will and then name someone else to receive it through a beneficiary designation.
Even if you have a will, you may name any person you wish as your life insurance beneficiary. If you wish to have the benefit paid to your estate, you may name your estate as your beneficiary. After your death, the executor named in your probated will files the claim for benefits.
Contact the insurance company This will likely require you to submit proof that you're a beneficiary, like your driver's license or social security number and the policyholder's death certificate.
Beneficiaries must make a claim to receive a death benefit. Beneficiaries must file a claim with your insurer to receive a payout. The process isn't automatic. If there is more than one beneficiary for a policy, each beneficiary must make a separate claim to receive their portion of the funds.
A beneficiary is the person or entity that you legally designate to receive the benefits from your financial products. For life insurance coverage, that is the death benefit your policy will pay if you die. For retirement or investment accounts, that is the balance of your assets in those accounts.