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Maryland is an at-fault state for car accidents. That means that drivers are allowed to sue another driver for compensation after a crash. However, there are certain insurance benefits that are not based on fault, which gives drivers additional options to recover damages after a collision.
So if you're hit by an uninsured driver in Maryland, your own insurance company will step in and pay you whatever you're carrying, so long as you have damages to that extent. In other words, your own insurance will take the place of insurance for the at-fault driver.
The penalties for leaving the scene of an accident include 8 to 12 points against one's driver's license as well as fines and jail or prison time. Leaving the scene of an accident resulting in property damage only is typically associated with a maximum fine of $500 and up to 60 days in jail.
So if you're hit by an uninsured driver in Maryland, your own insurance company will step in and pay you whatever you're carrying, so long as you have damages to that extent. In other words, your own insurance will take the place of insurance for the at-fault driver.
Contact the Police ? Call the Maryland police to report the hit-and-run and request an officer to investigate the accident. Provide as much information regarding the accident and the other vehicle as possible and request a copy of the police report.
The driver who hits another car from behind is generally at fault in a rear-end collision in Maryland. Common causes of such accidents include: Speeding: Driving too fast makes slowing down difficult when a car ahead stops suddenly.
Enjuris tip:If you hit a parked car or another stationary object, you can avoid a hit and run charge by leaving a note if you can't identify or locate the owner. The note must contain all required information (name, address and vehicle registration number).
Auto insurance after an at-fault collision in Maryland A serious incident like an at-fault crash will remain on your insurance resume for as long as three years.