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No, Maryland is not a no-fault state for auto insurance. Maryland is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
Maryland is not a no-fault state for accidents. In no-fault state, drivers must buy personal injury protection (PIP) coverage and make their claim for damages from their own insurer under PIP coverage unless their injuries were serious. Maryland law requires insurers to offer PIP protection but drivers can waive it.
Maryland is an at-fault state for car accidents. That means that drivers are allowed to sue another driver for compensation after a crash. However, there are certain insurance benefits that are not based on fault, which gives drivers additional options to recover damages after a collision.