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A creditor who obtains a judgment against you is the "judgment creditor." You are the "judgment debtor" in the case. A judgment lasts for 12 years and the plaintiff can renew the judgment for another 12 years.
For more information on filing a claim see Collecting a Judgment. A garnishment proceeding determines whether the debtor has any assets that can be used to pay a judgment. Once a judgment has been entered, the creditor can collect what is owed. Judgments are enforceable in Maryland for 12 years and they can be renewed.
(A) The order shall specify when, where, and before whom the examination will be held and that failure to appear may result in (i) the issuance of a body attachment directing a law enforcement officer to take the person served into custody and bring that person before the court and (ii) the person served being held in ...
You may be able to stop wage garnishment by negotiating with the creditor. If this is not possible and you feel the judgement was incorrect you may be able to object to or challenge the garnishment.
There are four ways to open a bank account that no creditor can touch: (1) use an exempt bank account, (2) establish a bank account in a state that prohibits garnishments, (3) open an offshore bank account, or (4) maintain a wage or government benefits account.
But generally, you have two courses of action. 1) Filing for an Exemption Can Help. Under Maryland law, you can file an injunction for exemption relief under certain circumstances to protect or ?exempt? some or all of your wages. ... 2) Bankruptcy Can Stop Wage Garnishment in Maryland. ... 3) Recovering Garnishments.
Rule 3-621 - Lien of Money Judgment (a) Generally. A money judgment constitutes a lien in the amount of the judgment and post-judgment interest on the judgment debtor's interest in land located in a county, except as provided by law, only in ance with this Rule.
If there is no further filing within 120 days after the garnishee's answer is filed, after proper notice to both you and the judgment creditor, the garnishee may file a notice of intent to terminate the writ of garnishment (Md. Rule 3-645.)