Maryland Letter Informing Debt Collector not to Communicate with Debtor at Debtor's Place of Employment

State:
Multi-State
Control #:
US-01428BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Debt Collection Practices Act (FDCPA) prohibits harassment or abuse in collecting a debt such as threatening violence, use of obscene or profane language, publishing lists of debtors who refuse to pay debts, or even harassing a debtor by repeatedly calling the debtor on the phone. This Act sets forth strict rules regarding communicating with the debtor.


The collector is restricted in the type of contact he can make with the debtor. He can't contact the debtor before 8:00 a.m. or after 9:00 p.m. He can contact the debtor at home, but cannot contact the debtor at the debtor's club or church or at a school meeting of some sort. The debtor cannot be contacted at work if his employer objects.

How to fill out Letter Informing Debt Collector Not To Communicate With Debtor At Debtor's Place Of Employment?

Are you currently in a circumstance where you require documents for either business or personal reasons almost every day.

There are numerous legal document templates available online, but finding trustworthy ones can be challenging.

US Legal Forms provides thousands of document templates, such as the Maryland Letter Instructing Debt Collector not to Contact Debtor at Debtor's Workplace, which are designed to comply with federal and state requirements.

Once you find the appropriate template, click on Purchase now.

Choose the pricing plan you want, fill in the required information to create your account, and pay for the order using your PayPal or credit card.

  1. If you are already familiar with the US Legal Forms website and have an account, just Log In.
  2. After that, you can download the Maryland Letter Instructing Debt Collector not to Contact Debtor at Debtor's Workplace template.
  3. If you do not have an account and wish to start using US Legal Forms, follow these steps.
  4. Obtain the template you need and ensure it is for your correct city/county.
  5. Utilize the Review button to examine the form.
  6. Check the description to confirm you have selected the correct template.
  7. If the form is not what you seek, use the Search field to find the template that suits your requirements.

Form popularity

FAQ

If you're being contacted by a lawyer on behalf of a creditor, the lawyer must stop contacting you too, provided he or she handles more than two debts in a year. The point of a cease and desist letter is to stop receiving harassing communications. Your creditors are still able to try to collect the debt owed, though.

This means that debt collectors cannot harass you in-person at your work. However, a debt collector, like a credit card company, may call you at work, though they can't reveal to your co-workers that they are debt collectors. If you ask the debt collector not to contact you at work, by law they must stop.

Can a Debt Collector Email Me at Work? Generally, under the CFPB's final rule, a debt collector can't communicate or attempt to communicate with you by sending an email to an email address that the debt collector knows is a work email address, subject to some exceptions.

Page 2. Collection Agencies and Your Rights: Sending a Cease Communication Letter. Federal law requires collection agencies to stop their collection efforts after they receive a written request to stop.

This means that debt collectors cannot harass you in-person at your work. However, a debt collector, like a credit card company, may call you at work, though they can't reveal to your co-workers that they are debt collectors. If you ask the debt collector not to contact you at work, by law they must stop.

Can debt collectors contact me at any time or place? No. Debt collectors can't contact you before 8 a.m. or after 9 p.m., unless you agree to it. They also can't contact you at work if you tell them you're not allowed to get calls there.

A cease and desist letter is a formal request that you send a debt collector to stop contacting you about a debt. This contact includes collection calls and demand letters. If you make this request over the phone, it won't be official or binding.

A cease and desist letter is a formal letter requesting debt collectors to stop contacting you about a debt you owe. The Federal Fair Debt Collections Practices Act (FDCPA) requires debt collectors to cease any communication with you after they receive the letter.

Dear debt collector: Pursuant to my rights under the state and federal fair debt collection laws, I hereby request that you immediately cease all calls to your phone number in relation to the account of wrong person's full name. This is the wrong number to contact that person.

The safest and most effective way to stop harassing calls to your cell phone is to send a written cease and desist notice to the collector.

Trusted and secure by over 3 million people of the world’s leading companies

Maryland Letter Informing Debt Collector not to Communicate with Debtor at Debtor's Place of Employment