The Maryland Verification of Creditor Matrix is a document used by Maryland courts to determine if a creditor is owed money and is legally authorized to collect it. The matrix shows the legal status of each creditor, including if they have a valid judgment or are authorized to demand payment. It also includes information about the amount of money owed, the date of the creditor's claim, and any other relevant details. The matrix is used in court proceedings to determine whether a creditor is legally allowed to collect on a debt. There are two types of Maryland Verification of Creditor Matrix: the Original Creditor Matrix and the Revised Creditor Matrix. The Original Creditor Matrix is used for creditors who have already obtained a judgment against a debtor. The Revised Creditor Matrix is used for creditors who have not yet obtained a judgment but are seeking to collect a debt.