Pursuant to 15 USC 1692g (Sec. 809 of the Federal Debt Collection Practices Act), a debtor is allowed to challenge the validity of a debt that a collection agency states you owe to the creditor they represent. Use this form letter requires that the agency verify that the debt is actually the alleged creditor's and owed by the alleged debtor.
Massachusetts Letter Denying that Alleged Debtor Owes Any Part of Debt and Requesting a Collection Agency to Validate that Alleged Debtor Owes such a Debt
Category:
State:
Multi-State
Control #:
US-DCPA-21.3BG
Format:
Word;
Rich Text
Instant download
Description
Free preview
How to fill out Letter Denying That Alleged Debtor Owes Any Part Of Debt And Requesting A Collection Agency To Validate That Alleged Debtor Owes Such A Debt?
If you require to finalize, obtain, or create valid document templates, utilize US Legal Forms, the largest repository of legal forms accessible online.
Make use of the site’s user-friendly and convenient search feature to find the documents you need.
A variety of templates for business and personal purposes are organized by categories and states, or keywords. Use US Legal Forms to download the Massachusetts Letter Refuting that Alleged Debtor Owes Any Portion of Debt and Requesting a Collection Agency to Confirm that Alleged Debtor Owes such a Debt with just a few clicks.
Every legal document template you purchase is yours forever. You can access each form you bought in your account. Check the My documents section and select a form to print or download again.
Stay competitive and obtain, and print the Massachusetts Letter Refuting that Alleged Debtor Owes Any Portion of Debt and Requesting a Collection Agency to Confirm that Alleged Debtor Owes such a Debt with US Legal Forms. There are numerous professional and state-specific forms you can use for your business or personal needs.
- If you are already a US Legal Forms member, sign in to your account and then click the Obtain button to locate the Massachusetts Letter Refuting that Alleged Debtor Owes Any Portion of Debt and Requesting a Collection Agency to Confirm that Alleged Debtor Owes such a Debt.
- You can also access forms you previously acquired within the My documents section of your account.
- If you are using US Legal Forms for the first time, follow the steps below.
- Step 1. Ensure you have selected the form for your specific city/state.
- Step 2. Use the Preview option to review the form’s details. Don’t forget to check the information.
- Step 3. If you are not satisfied with the form, utilize the Search field at the top of the screen to find other versions of the legal form template.
- Step 4. Once you have found the form you need, click the Buy now button. Choose the pricing plan you prefer and enter your details to register for the account.
- Step 5. Process the payment. You can use your credit card or PayPal account to complete the transaction.
- Step 6. Select the format of the legal form and download it to your device.
- Step 7. Fill out, edit, and print or sign the Massachusetts Letter Refuting that Alleged Debtor Owes Any Portion of Debt and Requesting a Collection Agency to Confirm that Alleged Debtor Owes such a Debt.
Form popularity
FAQ
If a debt collector fails to verify the debt but continues to go after you for payment, you have the right to sue that debt collector in federal or state court. You might be able to get $1,000 per lawsuit, plus actual damages, attorneys' fees, and court costs.
To request verification, send a letter to the collection agency stating that you dispute the validity of the debt and that you want documentation verifying the debt. Also, request the name and address of the original creditor.
I am requesting that you provide verification of this debt. Please send the following information: The name and address of the original creditor, the account number, and the amount owed. Verification that there is a valid basis for claiming I am required to pay the current amount owed.
Address the letter to the collection agency that reported the debt to the credit bureau. State that you're requesting validation of the debt or removal of the debt from your credit report. Then mail the letter and request a return receipt so you have proof that you sent it and that the collection agency received it.
Massachusetts laws "The statute of limitations for consumer-related debt is six years. This period applies to credit card debt and oral and written contracts. However, if the debt collector has obtained a judgment against the debtor, the statute of limitations extends to 20 years."
Format the letter thusly: Your full name and address. The collections agency's name and address. A request for the amount of the debt claimed to be owed. A request for the name of the original creditor. A request for the judgment information (if applicable) A request for proof of the company's license.
A debt validation letter should include the name of your creditor, how much you supposedly owe, and information on how to dispute the debt. After receiving a debt validation letter, you have 30 days to dispute the debt and request written evidence of it from the debt collector.
Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.
A debt validation letter should include the name of your creditor, how much you supposedly owe, and information on how to dispute the debt. After receiving a debt validation letter, you have 30 days to dispute the debt and request written evidence of it from the debt collector.
