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By J Dreyer ? 2008, at least 63 percent of all pending FBI mortgage fraudwith loans to a borrower without the ability to repay the debts and were forced to foreclose ... State debt collection litigation often presents opportunities for the debtor/defendant to assert affirmative Fair Debt Collection Practices Act.In 1977 Congress enacted the first comprehensive federal debt col- lection statute, the Fair Debt Collection Practices Act (FDCPA).' Con-. Debtor; and any false, deceptive, or misleading statements in connection with the collection of a debt. It also requires debt collectors to give debtors ... (B) Any services rendered or compensation that may be lawfully received by a debt collector for the collection of a debt;. (3) The false representation or ... A debt collector may not be held liable in any action brought under thisAccording to the Amended Complaint, Molesky received a collection letter dated ... The Act, but it does not cover every question that could arise in the daily practice of collections. Texas is the only state whose fair debt law is ... Or (2) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.84 This set of false or ... Repercussions of Similar Litigation Conduct by Texas Debt Collection Lawyers Under Texas Law. 9of ?any false, deceptive, or misleading representation. Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, ...