Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

State:
Multi-State
Control #:
US-DCPA-19.14BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed."

Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed

Related forms

form-preview
Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

View this form
form-preview
Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

View this form
form-preview
Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt

Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Failure to Disclose to Debtor in Initial Communication that Debt Collector was Attempting to Collect a Debt

View this form
form-preview
Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Communicating Or Threatening To Communicate To Any Person False Credit Information, Including The Failure To Communicate That A Debt Is Disputed?

If you wish to obtain, download, or print legal document templates, utilize US Legal Forms, the largest assortment of legal documents available online.

Leverage the site's straightforward search feature to locate the documents you need.

Various templates for business and personal use are categorized by type and state, or by keywords.

Step 4. After locating the form you need, click the Get now button. Choose your preferred pricing plan and provide your credentials to register for the account.

Step 5. Complete the transaction. You can use your credit card or PayPal account to finalize the purchase. Step 6. Select the format of the legal document and download it to your device. Step 7. Complete, modify, and print or sign the Massachusetts Letter Notifying Debt Collector of Deceptive or Misleading Representations in Collection Efforts - Communicating or Threatening to Communicate Incorrect Credit Information, Including the Omission of Indicating that a Debt is Contested. Each legal document type you purchase is yours permanently. You will have access to all forms you've downloaded in your account. Go to the My documents section and select a document to print or download again. Complete and download, and print the Massachusetts Letter Notifying Debt Collector of Deceptive or Misleading Representations in Collection Efforts - Communicating or Threatening to Communicate Incorrect Credit Information, Including the Omission of Indicating that a Debt is Contested with US Legal Forms. There are millions of professional and state-specific documents you can use for your business or personal requirements.

  1. Utilize US Legal Forms to access the Massachusetts Letter Notifying Debt Collector of Deceptive or Misleading Representations in Collection Efforts - Communicating or Threatening to Communicate Incorrect Credit Information, Including the Omission of Indicating that a Debt is Contested with a few clicks.
  2. If you are already a customer of US Legal Forms, Log In to your account and click the Download button to obtain the Massachusetts Letter Notifying Debt Collector of Deceptive or Misleading Representations in Collection Efforts - Communicating or Threatening to Communicate Incorrect Credit Information, Including the Omission of Indicating that a Debt is Contested.
  3. You can also access forms you've previously downloaded in the My documents section of your account.
  4. If you are using US Legal Forms for the first time, follow the instructions below.
  5. Step 1. Ensure you have selected the form for the correct city/state.
  6. Step 2. Use the Review option to examine the form's content. Don't forget to read the details.
  7. Step 3. If you are not satisfied with the form, utilize the Search area at the top of the screen to find other versions in the legal document format.

Form popularity

FAQ

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

Your letter should: Ask the credit bureau to remove or correct the inaccurate or incomplete information. Include: your complete name and address....The credit bureaus also accept disputes online or by phone:Experian (888) 397-3742.Transunion (800) 916-8800.Equifax (866) 349-5191.

The FDCPA forbids harassing, oppressive, and abusive conductno matter what kind of communication media the debt collector uses. So, this prohibition applies to in-person interactions, telephone calls, audio recordings, paper documents, mail, email, text messages, social media, and other electronic media.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

You can file your dispute through the credit bureaus' website, over the phone or by mail. The easiest and fastest way is to do it online. Whichever route you go, you will have to provide personal information, a description of the information that needs to be corrected, and documentation to back your claim.

The Fair Debt Collection Practices Act (FDCPA) The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect debts from you.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

Trusted and secure by over 3 million people of the world’s leading companies

Massachusetts Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening to Communicate to any Person False Credit Information, Including the Failure to Communicate that a Debt is Disputed