Massachusetts Charge Account Terms and Conditions
Description
How to fill out Charge Account Terms And Conditions?
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FAQ
Massachusetts has passed a number of laws designed to protect consumers and borrowers from exploitative lenders. These usury laws (also known as interest rate limits) are common throughout the country. In Massachusetts, the maximum amount of interest a borrower can charge is 6%.
Yes, no matter what type of store or service you run, you can legally set a minimum purchase amount for credit cards, up to $10. In doing so, though, you must have the same fees across all card types, as set by law.
No installment seller shall permit any person, or any husband and wife jointly or severally, to be obligated, either directly or contingently to said seller, under more than one retail installment sales agreement executed at the same time.
U.S. merchants cannot surcharge debit card or prepaid card purchases.
Massachusetts is one of two states that does not allow businesses to add a surcharge to customer purchases in order to cover the cost of credit or debit card processing fees, ing to the Massachusetts Restaurant Association.
It is legal to set a minimum purchase amount on credit card transactions, but it's not legal to charge just any amount.
No. It is not acceptable for you to set a minimum charge on debit card purchases.
Massachusetts is one of two states that does not allow businesses to add a surcharge to customer purchases in order to cover the cost of credit or debit card processing fees, ing to the Massachusetts Restaurant Association.
