The Massachusetts Guide for Protecting Deceased Persons from Identity Theft is an essential resource for individuals, families, and executor administrators to safeguard the personal information of deceased individuals. This comprehensive guide aims to prevent identity theft and fraud after someone passes away. By taking the necessary precautions, surviving family members can mitigate the risk of their loved one's sensitive information falling into the wrong hands. One notable type of Massachusetts Guide for Protecting Deceased Persons from Identity Theft is "The Executor's Edition." This edition specifically targets executor administrators, providing them with step-by-step instructions and strategies to protect the deceased person's identity. Executors play a crucial role in managing the deceased individual's affairs, including handling personal and financial documents. This edition is tailored to guide executors through the necessary actions to minimize the risk of posthumous identity theft. Another type of Massachusetts Guide for Protecting Deceased Persons from Identity Theft is the "Family Edition." This edition caters to the surviving family members who bear the responsibility of protecting the deceased person's personal information. It outlines specific steps and practical advice for family members to actively prevent identity theft, such as notifying relevant institutions and implementing secure document disposal practices. The Massachusetts Guide for Protecting Deceased Persons from Identity Theft covers several key areas, including: 1. Notification Process: This section highlights the importance of promptly reporting the death to various entities, such as government agencies, financial institutions, credit bureaus, and healthcare providers. Proper notification helps prevent identity thieves from accessing personal information. 2. Secure Document Handling: The guide emphasizes the need to secure and handle personal documents appropriately. It provides instructions on securely storing and disposing of sensitive paperwork, including social security numbers, medical records, and financial statements. 3. Legal Protections: The guide breaks down the legal aspects surrounding identity theft of deceased individuals. It explains relevant Massachusetts laws, such as the Massachusetts Identity Theft Law and the Health Insurance Portability and Accountability Act (HIPAA), to help individuals understand their rights and the potential consequences for identity thieves. 4. Credit Monitoring and Reporting: This section educates readers on how to monitor the deceased person's credit reports, ensuring that any fraudulent activities are promptly identified and reported to the credit reporting agencies. The guide advises on obtaining credit reports and maintaining vigilance against potential identity theft attempts. 5. Social Media and Online Security: Recognizing the prevalence of online identity theft, the guide provides tips on securing social media accounts and other online profiles. It emphasizes the significance of removing personal information from public view and employing strong passwords to protect online identities. By utilizing the Massachusetts Guide for Protecting Deceased Persons from Identity Theft, executor administrators and surviving family members can take proactive measures to prevent identity theft and fraud, preserving their loved one's memory while keeping their personal information secure even after death.
Massachusetts Guide for Protecting Deceased Persons from Identity Theft
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If it comes to your attention that the SSA has mistakenly listed you as deceased, you'll need to correct that error at once, and you can do so by visiting your local Social Security office.
Provide the deceased person's Social Security number to the funeral director so they can report the death to the SSA. Look up and contact your local Social Security office. Or call the SSA's main number at 1-800-772-1213 (TTY 1-800-325-0778) to make the report. SSA only accepts reports of death by phone or in person.
The criminal offense of identity fraud is governed by Massachusetts General Laws chapter 266 section 37E and makes it a crime to either pose as another or obtain the personal identifying information of another without that persons express authorization in order to obtain money, goods, services or anything of value or ...
Top 10 Things Not to Do When Someone Dies 1 ? DO NOT tell their bank. ... 2 ? DO NOT wait to call Social Security. ... 3 ? DO NOT wait to call their Pension. ... 4 ? DO NOT tell the utility companies. ... 5 ? DO NOT give away or promise any items to loved ones. ... 6 ? DO NOT sell any of their personal assets. ... 7 ? DO NOT drive their vehicles.
Although family members are not personally responsible for the debts of their deceased loved ones, it may take an effort to resolve the situation if a loved one's identity is stolen. You and your family can take action to prevent identity theft from happening.
Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members. This type of identity theft also victimizes merchants, banks, and other businesses that provide goods and services to the thief.
Avoid listing birth date, maiden name, or other personal identifiers in obituaries as they could be useful to ID thieves. Report the death to the Social Security Administration by calling 800-772-1213. Order multiple certified copies of the death certificate with and without cause of death.