This office lease clause deals with the mandatory obligation of the landlord to rebuild; time periods for reconstruction; continuation of abatement periods; the appropriate "what ifs" in the event portions of the premises cannot be restored and are deemed to be indispensable; and circumstances when the landlord or tenant can elect to terminate the lease.
Louisiana Clause Dealing with Fire Damage
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Multi-State
Control #:
US-OL11024A
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Word;
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RS 92. §1892. Payment and adjustment of claims, policies other than life and health and accident; vehicle damage claims; extension of time to respond to claims during emergency or disaster; penalties; arson-related claims suspension.
If an insurer neglects to uphold the terms of the insured's policy or comply with the third-party claimant after receiving a satisfactory proof of loss, it can be held liable for acting in bad faith.
How Long does the Insurance Company Have to Pay My Homeowner's Claim? 30 days. Louisiana insurance companies have 30 days to pay your claim after receiving satisfactory proof of loss under Louisiana Revised Statute 92.
If the property hereby insured shall at the breaking out of any fire or at the commencement of any destruction of or damage to the property by any other peril hereby insured against be collectively of greater value than the Sum Insured thereon, then the Insured shall be considered as being his own insurer for the ...
(1) No insurer shall use the floodwater mark on a covered structure without considering other evidence, when determining whether a loss is covered or not covered under a homeowner's insurance policy.
This clause helps ensure that the policy provides adequate coverage as the cost of replacing or repairing insured property increases due to factors such as inflation or changes in market value. This is the reason why the escalation clause is also called the inflation-guard endorsement in the insurance business.
Whoever commits the crime of misrepresentation during booking shall be imprisoned for not more than six months, provided that any such sentence shall be made to run concurrently with any other sentence.
No payment of a claim on a homeowner's insurance policy shall be considered a final settlement if the insurer fails to provide the insured with a statement that accurately reflects the amount paid under each category of coverage under the policy.