Louisiana Notice from Employer to Employee Regarding Early Termination of Continuation Coverage

State:
Multi-State
Control #:
US-AHI-008
Format:
Word; 
Rich Text
Instant download

Description

This AHI form is a notice from the employer to the employee regarding the early termination of their continuation coverage.

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FAQ

The term continuation coverage refers to the extended coverage provided under the group benefit plan in which an eligible employee or eligible dependent is currently enrolled.

Employers are required to complete a separation notice (Form LWC 77) for a former employee within 3 days after the employee leaves your business. A copy of the completed Form LWC 77 must also be given to the employee at the time of separation or mailed to his/her last known address within those 3 days.

State continuation coverage refers to state laws that allow people to extend their employer-sponsored health insurance even if they're not eligible for extension via COBRA. As a federal law, COBRA applies nationwide, but only to employers with 20 or more employees.

Loss of Coverage Letter Letter from your previous health carrier indicating an involuntary loss of coverage. The supporting document must indicate your name, the names of any dependents that were covered under the prior plan and the date the previous health coverage ended.

Continuation of insurance under the group policy for any person shall terminate on the earliest of the following dates: (1) The date twelve months after the date the employee's or member's insurance under the policy would otherwise have terminated because of termination of employment or membership.

Loss of Coverage means a complete loss of coverage under, or elimination of, a Component Plan or a Medical or Dental Plan, including the elimination of a Component Plan.

In Louisiana, you may be fired for any reason, or no reason, unless: 25ba you have a contract of employment for a specific length of time; or 25ba are a union member with a collective-bargaining agreement. However, you cannot be fired for a reason protected by federal or state law.

Qualified beneficiaries may remain on COBRA insurance for up to 18 months. In the case where there is a family event, such as a divorce, legal separation, annulment or a child loses dependent status, those beneficiaries may elect continuation insurance for up to 36 months.

A coverage position letter is a letter communicating a coverage position to the insured. There are three basic types: Those letters that inform the insured there is a question of coverage. Those letters that inform the insured there is no coverage. Those letters that inform the insured there is no question of coverage.

What is state continuation? State law allows employees of smaller employers (fewer than 20 employees) to keep the same group health insurance coverage for up to nine months after loss of a job or loss of coverage because of a reduction in work hours. This is called state continuation.

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Louisiana Notice from Employer to Employee Regarding Early Termination of Continuation Coverage