A Louisiana Judgment (Default) is a court ruling in which a debtor is found liable for a debt and is ordered to pay the creditor in full. The judgment is normally entered when the debtor fails to appear in court or fails to answer the complaint, which renders the debt uncontested. There are two types of Louisiana Judgment (Default): a regular default judgment and a confession of judgment. A regular default judgment is entered when the court finds the debtor liable for the debt and orders the debtor to pay the creditor the amount owed. A confession of judgment is when the debtor voluntarily agrees to pay the creditor the amount owed without a court hearing. Both types of Louisiana Judgment (Default) are legally binding and enforceable by the court.