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The Kentucky Department of Insurance regulates the Commonwealth's insurance market, licenses agents and other insurance professionals, monitors the financial condition of companies, educates consumers to make wise choices, and ensures Kentuckians are treated fairly in the marketplace.
Kentucky Insurance Bad Faith Laws It is one of the few states that allow first and third-party bad faith claims. Simply put, this means that you can bring a bad faith claim against your insurance company as well as against the insurance company of a defendant who may be responsible for your losses/injury.
Kentucky Commissioner of InsuranceSelection Method:Appointed by the governor with the consent of the Kentucky State SenateCurrent OfficeholderSharon ClarkOther Kentucky Executive Offices11 more rows
Insurance companies in Kentucky have at least 45 days to settle a claim and make the final payment after the claim is filed. Kentucky insurance companies have 15 days to acknowledge a claim and send paperwork and further instructions to the claimant.
If a loss requires replacement of items and the replaced items do not reasonably match in quality, color, and size, the insurer shall replace all items in the area so as to conform to a reasonably uniform appearance.
CDI enforces the insurance laws of California and has authority over how insurers and licensees conduct business in California.
State legislatures are the public policymakers that establish set broad policy for the regulation of insurance by enacting legislation providing the regulatory framework under which insurance regulators operate.
You may submit your complaint to us by mail or fax, or by using the online complaint form at our website ( ) under File a Complaint or Consumer Protection.