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For personal injury actions in Kentucky, the statute of limitations is generally only one year from the date of the accident or injury, or from the date the injury was discovered. This is a relatively short SOL compared to other states in the country.
Kentucky is one of three ?choice no fault states? where no-fault coverage is the default but can be rejected in writing. And even if you don't opt out, it's still extremely likely that you'll need to file a claim against the at-fault driver's insurance company anyway if you do get hurt in an accident.
In order to recover from emotional distress in Kentucky, there must be proof of negligence, meaning that someone had a duty towards you, they breached that duty, and their breach of duty caused your injury.
In Kentucky, the no-fault car insurance law means that you will file a claim with your own car insurance provider after a car accident whether or not you caused the crash. Your own car insurance policy will cover your damages without requiring proof of someone else's fault.
Getting into an accident without insurance in Kentucky Additionally, since Kentucky is a no-fault state, each driver must process their claims through their insurance. Therefore, even if you were not at fault for the accident, you would still have to pay for your vehicle damage and medical bills out of your pocket.
Criminal Charges for Leaving the Scene of an Accident The penalty for this offense is up to one year in jail and a fine of up to $500. This offense is charged if a person leaves after being in an accident that causes damage to another vehicle or property, included an unattended vehicle.
In an effort to protect drivers from civil liability and ballooning medical expenses in the aftermath of a car accident, Kentucky legislators enacted the Motor Vehicle Reparations Act in 1975, better known as the No-Fault Law.
Basic PIP is to be paid by the insurer of the vehicle in which the injured person is riding at the time of an accident, or the vehicle which strikes a pedestrian, regardless of who was at fault in the accident.