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Your response should cover every paragraph in the complaint and whether you admit or deny each point raised. If you can't remember whether part of the complaint is correct, it may be safer to deny it and avoid relying on your memory. For each point that you admit or deny, include a brief reason why.
A notice of claim may be handed to you personally by the party suing you or by another person, or it can be sent to you by registered mail. If you're hard to find, the court may order that you be notified in some other way, such as by a notice posted on your front door or an ad in the local newspaper.
You must fill out an Answer, serve the plaintiff, and file your Answer form with the court. Generally, this is due within 30 days after you were served. If you don't, the plaintiff can ask for a default. If there's a default, the court won't let you file an Answer and can decide the case without you.