Kentucky Reaffirmation Documents are legal documents that are used to reaffirm a debt that has been discharged in bankruptcy. The documents are used to allow debtors to continue making payments on the debt and maintain good credit. There are two types of Kentucky Reaffirmation Documents: voluntary reaffirmation agreements and court-ordered reaffirmation agreements. Voluntary reaffirmation agreements are documents that are signed by the debtor and creditor, and approved by the court. With this agreement, the debtor agrees to continue making payments on the debt and the creditor agrees to accept those payments. Court-ordered reaffirmation agreements are documents that are signed by the debtor and creditor, and approved by the court. In this agreement, the court requires the debtor to continue making payments on the debt, and the creditor agrees to accept those payments. Both types of Kentucky Reaffirmation Documents must be approved by the court in order to become legally binding.