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Kentucky Chapter 13 Certification of Plan Completion And Request For...

Kentucky Chapter 13 Certification of Plan Completion And Request For Discharge

Name: Kentucky Chapter 13 Certification of Plan Completion And Request For Discharge
Brand: US Legal Forms
Price: 59.00 USD
Rating: 4.73 (433 reviews)

Category:

Kentucky Bankruptcy - Official - Eastern District

State:

Kentucky

Control #:

KY-SKU-0168

Format:

Instant download

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Description

Chapter 13 Certification Of Plan Completion And Request For Discharge The Kentucky Chapter 13 Certification of Plan Completion and Request for Discharge is a legal form used to notify the court in Kentucky that a debtor has completed all the requirements of their Chapter 13 bankruptcy plan. This form is typically used by debtors to request a discharge of their remaining debts, and to certify that their plan was completed in full. This form must be filed in the United States Bankruptcy Court for the Eastern District of Kentucky. There are two types of Kentucky Chapter 13 Certification of Plan Completion and Request for Discharge: 1. Certification of Plan Completion and Request for Discharge: This form is used by debtors to certify that they have completed all the requirements of their Chapter 13 bankruptcy plan and to request a discharge of their remaining debts. 2. Certification of Plan Completion and Request for Dismissal: This form is used by debtors to certify that they have completed all the requirements of their Chapter 13 bankruptcy plan and to request a dismissal of their case.

The Kentucky Chapter 13 Certification of Plan Completion and Request for Discharge is a legal form used to notify the court in Kentucky that a debtor has completed all the requirements of their Chapter 13 bankruptcy plan. This form is typically used by debtors to request a discharge of their remaining debts, and to certify that their plan was completed in full. This form must be filed in the United States Bankruptcy Court for the Eastern District of Kentucky. There are two types of Kentucky Chapter 13 Certification of Plan Completion and Request for Discharge: 1. Certification of Plan Completion and Request for Discharge: This form is used by debtors to certify that they have completed all the requirements of their Chapter 13 bankruptcy plan and to request a discharge of their remaining debts. 2. Certification of Plan Completion and Request for Dismissal: This form is used by debtors to certify that they have completed all the requirements of their Chapter 13 bankruptcy plan and to request a dismissal of their case.

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FAQ

Once you've completed your Chapter 13 repayment plan, most remaining nonpriority unsecured debt balances will get discharged. Student loan balances are a notable exception?you'll remain responsible for those (at least for the present). Student loans fall into the category of nonpriority unsecured debts.

Since a chapter 12 or chapter 13 plan may provide for payments to be made over three to five years, the discharge typically occurs about four years after the date of filing.

The discharge releases the debtor from all debts provided for by the plan or disallowed (under section 502), with limited exceptions. Creditors provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations.

A Chapter 13 discharge occurs once a payment plan has been completed. Bankruptcy enables individuals with regular income to work with their creditors and the courts to develop a payment plan and restructure their debt. This is an advantage to most individuals over liquidation under the chapter 7 bankruptcy.

About 45 days after you've received your discharge, you will receive a document called a Final Decree. It's the document that officially closes your case. Once this document is received, you are no longer in bankruptcy.

After receiving all required payments under the plan (including any tax refunds owed) and completing an audit to determine that all amounts owed were received, the Chapter 13 Trustee will file a Certificate of Final Payment with the Bankruptcy Court.

For restitution, or damages, awarded in a civil action against the debtor as a result of willful or malicious injury by the debtor that caused personal injury to an individual or the death of an individual.

Why do roughly 2 out of every 3 Chapter 13 cases fail? Well, to get a discharge of your debts, you need to complete a 3-5 year repayment plan. And most plans are 5 years long. Only at the end of the plan will the remainder of some debts be forgiven.

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CASE NO. Debtor, CHAPTER, 13. The request for discharge form is required along with the Debtor education certification to get the final discharge order in Chapter 13.What you get: Instant access to fillable Microsoft Word or PDF forms. FI completes the initial case review in Chapter 13 cases and ensures that any required proofs of claim are completed and acknowledged. Certification of Plan Completion and Request for Discharge (Chapter 13). 17. Receive bankruptcy discharge—after completing all requirements. A Chapter 13 bankruptcy discharge is a very powerful thing. The Chapter 13 Trustee and her staff will administer your plan. Once the final payment is paid to the Trustee and all of the claims are paid, the debtor will have completed the plan. If your bankruptcy case was filed after October 17, 2005, completion of the plan payments does not necessarily mean that you will receive a discharge.

Kentucky Chapter 13 Certification of Plan Completion And Request For Discharge

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