Kentucky Certification of Debtor Eligibility Regarding Request for Discharge Prior to Completion of Plan Payments is a form used in Kentucky to certify that a debtor has met certain requirements in order to be eligible for a discharge prior to completing plan payments in Chapter 13 bankruptcy. It is important for debtors to submit this form in order to receive a discharge. There are three types of Kentucky Certification of Debtor Eligibility Regarding Request For Discharge Prior To Completion Of Plan Payments: 1. Kentucky Certification of Debtor Eligibility Regarding Request for Discharge Prior to Completion of Plan Payments for Debtors Who Have Completed Paying Their Plan Payments: This form certifies that the debtor has completed the payments under the Chapter 13 plan and is eligible for a discharge. 2. Kentucky Certification of Debtor Eligibility Regarding Request for Discharge Prior to Completion of Plan Payments for Debtors Who Have Not Completed Paying Their Plan Payments: This form certifies that the debtor has not completed the payments under the Chapter 13 plan and is eligible for a discharge provided they meet certain criteria. 3. Kentucky Certification of Debtor Eligibility Regarding Request for Discharge Prior to Completion of Plan Payments for Debtors Who Have Filed Multiple Bankruptcy Cases: This form certifies that the debtor is eligible for a discharge prior to completing plan payments in a prior bankruptcy case, provided they meet certain criteria.
Kentucky Certification of Debtor Eligibility Regarding Request For Discharge Prior To Completion Of Plan Payments
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FAQ
What is a discharge in bankruptcy? A bankruptcy discharge releases the debtor from personal liability for certain specified types of debts. In other words, the debtor is no longer legally required to pay any debts that are discharged.
For restitution, or damages, awarded in a civil action against the debtor as a result of willful or malicious injury by the debtor that caused personal injury to an individual or the death of an individual.
The discharge releases the debtor from all debts provided for by the plan or disallowed (under section 502), with limited exceptions. Creditors provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations.
What Is a Chapter 13 Debt Discharge? A Chapter 13 debt discharge is a court order releasing the debtor of all debts that are dischargeable. You don't have to pay back debts that have been discharged. Creditors are also prohibited from trying to collect debts after the case is finalized.
Filers are usually hoping to get a bankruptcy discharge. That's the order that wipes out certain debts and gives you a fresh start. A dismissal is very different. It means your case has been stopped before the court granted a discharge.
Chapter 13 Discharge Clears Qualified Debts Congratulations, you've spent years slowly repaying your debts and the plan is now complete. The judge issues the discharge and now any remaining balances on your qualified debts are forgiven. Chapter 13 bankruptcy allows for more qualified debts than Chapter 7.
Chapter 13 Discharge Frequently Asked Questions. How long does a Chapter 13 discharge take? Once the discharge process begins, it can take 6-8 weeks for the discharge to occur. This process starts once you have completed your payment plan over 3-5 years and meet all other requirements.
The discharge releases the debtor from all debts provided for by the plan or disallowed (under section 502), with limited exceptions. Creditors provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations.