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Whether mould is considered to be fair wear and tear depends on the cause. If there is evidence to show that the mould has been caused by the negligence of the tenants and advice and regular maintenance has been supplied by the landlord or letting agent, then compensation can be claimed.
A minor mold issue won't provide tenants with ample legal justification to stop paying rent.
Mould caused by structural issues is the responsibility of landlords and their agents to remedy.