Indiana Release of Judgment Lien - Full Release

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US-OG-1113
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Release of Judgment Lien - Full Release

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FAQ

How long does a judgment lien last in Indiana? A judgment lien in Indiana will remain attached to the debtor's property (even if the property changes hands) for ten years.

Every judgment and decree of any court of record of the United States, of Indiana, or of any other state shall be considered satisfied after the expiration of twenty (20) years.

Section 32-28-4-1 - Limitation of actions (a) A mortgage or vendor's lien upon real estate expires ten (10) years after the last installment of the debt secured by the mortgage or vendor's lien becomes due, as shown by the record of the mortgage or vendor's lien unless an action to foreclose is brought not later than ...

§ 8.01-458. A judgment is enforceable for a twenty-year period from the date it is rendered.

When a judgment does not get paid, the Plaintiff is allowed to ask the Court to require the Defendant to come to a hearing so the Plaintiff can find out if the Defendant has any income or property which the Court can require the Defendant to use to pay towards the judgment.

If the court rules in their favor, the creditor can file a judgment lien against you, which means that the court has permitted them to forcefully collect that debt from you. This allows them to take possession of your real estate holdings, personal property, or business.

The Court entered a judgment against you. When a judgment does not get paid, the Plaintiff is allowed to ask the Court to require the Defendant to come to a hearing so the Plaintiff can find out if the Defendant has any income or property which the Court can require the Defendant to use to pay towards the judgment.

If payment is not made, you have several legal methods of collection. Filing a Proceedings Supplemental is the first step. When a Proceedings Supplemental is filed, the debtor is ordered to appear in Court and answer questions under oath about his/her ability to pay-his income, assets, liabilities, family size, etc.

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Indiana Release of Judgment Lien - Full Release