Indiana Retail Charge Account Agreement Initial Disclosure Statement

State:
Multi-State
Control #:
US-02855BG
Format:
Word; 
Rich Text
Instant download

Description

Various disclosures must be made by the creditor to the customer in connection with the opening of an open-end credit account. The creditor must make the disclosures required by the Federal Reserve Board's Regulation Z clearly and conspicuously in writing.
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  • Preview Retail Charge Account Agreement Initial Disclosure Statement
  • Preview Retail Charge Account Agreement Initial Disclosure Statement
  • Preview Retail Charge Account Agreement Initial Disclosure Statement

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FAQ

Indiana state law (IC 6-1.1-5.5) requires the filing of a sales disclosure form (SDF) whenever real property is sold.

The selling agent is required to submit his disclosure form to the seller or the landlord in a timely manner before presenting the seller or landlord with a purchase or lease offer. Last, the selling agent should provide the required disclosure form to the buyer or tenant prior to execution of the purchase offer.

Indiana Courts generally apply the rule of ?caveat emptor,? or ?buyer beware,? in connection with sales of residential real estate.

Indiana law (IC 32-21-5) generally requires sellers of 1-4 unit residential property to complete this form regarding the known physical condition of the property. An owner must complete and sign the disclosure form and submit the form to a prospective buyer before an offer is accepted for the sale of the real estate.

A sales disclosure is a State Form (46021) that is completed for property transfers, both those that are transferred for valuable consideration and those that are the result of foreclosure, the express threat of foreclosure, divorce, court orders, judgments, condemnation, or probate.

Sales Disclosure and Deed must first be stamped by the County Assessor's Office (City-County Building Room 1360) Please be prepared to pay the transfer fee $10 per parcel and the sales disclosure fee $20 per form. The Assessor's office accepts cash, checks made out for the exact amount due, and credit cards.

Mold Disclosure Requirements in Indiana Indiana requires sellers of residential buildings with up to four units to disclose in writing any known hazardous conditions, including mold (Ind. Code Ann. § 32-21-5-7).

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Indiana Retail Charge Account Agreement Initial Disclosure Statement