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Even after someone dies, it's still possible for criminals to use their information to illegally open credit cards, apply for loans, file fraudulent tax returns, and buy goods and services. In some cases, thieves intentionally steal the identity of someone who has died ? a practice known as ghosting.
Be aware that you must call 1-800-772-1213 to report a death or apply for survivors benefits. If a Social Security recipient has passed away, the SSA can lock their Social Security number in order to help prevent a thief from changing the address and bank account number where benefits are received.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Change the passwords, pin numbers, and log in information for all of your potentially affected accounts, including your email accounts, and any accounts that use the same password, pin, or log in information. Contact your police department, report the crime and obtain a police report.
Here are some steps you can take to prevent identity theft after someone you care about has passed away. Be mindful about expressions of grief online. Ensure social media accounts are properly shut down. Contact financial institutions and credit bureaus. Notify the federal government of the death.
Identity theft can victimize the dead. An identity thief's use of a deceased person's Social Security number may create problems for family members. This type of identity theft also victimizes merchants, banks, and other businesses that provide goods and services to the thief.
Avoid listing birth date, maiden name, or other personal identifiers in obituaries as they could be useful to ID thieves. Report the death to the Social Security Administration by calling 800-772-1213. Order multiple certified copies of the death certificate with and without cause of death.
Identity theft can happen to anyone, but you can reduce the risk of becoming a victim by taking some simple steps to protect your personal information. Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.