Indiana Chapter 12 Hardship Discharge is a form of bankruptcy relief available to farmers and fishermen in the state of Indiana. It enables them to reorganize their debt and obtain a court-ordered release from their repayment obligations. The state of Indiana has three types of Chapter 12 Hardship Discharge: Total Discharge, Partial Discharge, and Refinancing Discharge. Total Discharge eliminates all the debtor’s financial obligations. The creditor must agree to the discharge in writing and the debtor must make a motion for total discharge with the court. The court will then review the motion and determine if the debtor is eligible for a total discharge. Partial Discharge eliminates some of the debtor’s financial obligations but not all of them. The creditors must agree to the discharge in writing and the debtor must make a motion for partial discharge with the court. The court will then review the motion and determine if the debtor is eligible for a partial discharge. Refinancing Discharge allows the debtor to refinance their debt in order to lower their payments. The debtor must make a motion for refinancing discharge with the court and the creditors must agree to the discharge in writing. The court will then review the motion and determine if the debtor is eligible for a refinancing discharge.