An Indiana Reaffirmation Agreement is a legal document used in the state of Indiana when a borrower wishes to reaffirm a debt or obligation that would have otherwise been discharged in a bankruptcy proceeding. In general, a Reaffirmation Agreement is a written agreement between a debtor and a creditor, in which the debtor agrees to continue to be liable for a specific debt that would otherwise have been discharged. This agreement allows the debtor to keep the property associated with the debt and remain liable for any payments due on the debt. There are two types of Indiana Reaffirmation Agreements: voluntary and court-ordered. A voluntary agreement is one in which both the debtor and creditor agree to the terms, and is typically the most common type of Reaffirmation Agreement. A court-ordered agreement, however, is one in which the court orders the debtor to enter into a Reaffirmation Agreement with a creditor. Both types of Reaffirmation Agreements must be approved by the court and require the debtor to demonstrate that the agreement is in their best interests.