This official form from Will County, Illinois, is a summons to an employer to answer a judgment creditor's interrogatories regarding the deduction of wages for a judgment debtor. This form is for use in Will County, Illinois. If you plan to use this form in another Illinois county, please check with the Clerk's office to be certain that this form will suffice.
Illinois Wage Deduction Summons
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Respond to the Creditor's Demand Letter. Seek State-Specific Remedies. Get Debt Counseling. Object to the Garnishment. Attend the Objection Hearing (and Negotiate if Necessary) Challenge the Underlying Judgment. Continue Negotiating.
If it's already started, you can try to challenge the judgment or negotiate with the creditor. But, they're in the driver's seat, and if they don't allow you to stop a garnishment by agreeing to make voluntary payments, you can't really force them to. You can, however, stop the garnishment by filing a bankruptcy case.
Generally, any creditor can garnish your wages.Specifically, most must file a lawsuit and obtain a money judgment and court order before garnishing your wages. However, not all creditors need a court order. It depends on the type of debt.
If you are served with a garnishment summons, do not ignore these documents because they do not directly involve a debt that you owe. Instead, you should immediately freeze any payments to the debtor, retain the necessary property, and provide the required written disclosure.
Respond to the Creditor's Demand Letter. Seek State-Specific Remedies. Get Debt Counseling. Object to the Garnishment. Attend the Objection Hearing (and Negotiate if Necessary) Challenge the Underlying Judgment. Continue Negotiating.
Garnishment is a proceeding by a creditor (a person or entity to whom money is owed) to collect a debt by taking the property or assets of a debtor (a person who owes money). Wage garnishment is a court procedure where a court orders a debtor's employer to hold the debtor's earnings in order to pay a creditor.
In most states, employers answer a writ of garnishment by filling out the paperwork attached to the judgment and returning it to the creditor or the creditor's attorney.
WAGE DEDUCTION SUMMONS To the employer:This proceeding applies to non-exempt wages due at the time you were served with this summons and to wages which become due thereafter until the balance due on the judgment is paid.
To get a wage garnishment , you need to file a Citation to Discover Assets to Debtor's Employer first. Use the collect a judgment from debtor's employer program to make the forms you need.