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No. In the past, insurance companies could turn you down if you applied for coverage while you were pregnant. At that time, many health plans considered pregnancy a pre-existing condition. Health plans can no longer deny you coverage if you are pregnant.
BY Anna Porretta Updated on January 21, 2022. Yes, you can have two health insurance plans. Having two health insurance plans is perfectly legal, and many people have multiple health insurance policies under certain circumstances.
Medicaid can also deny pregnant women because their household size is too small relative to the total income. Therefore, you do not want to omit a dependent unknowingly or include an extra wage earner and hurt your eligibility.
Pregnant women who have income over 213 percent up to 322 percent of the FPL may be eligible for the Medi-Cal Access Program (MCAP). Pregnant women who are not eligible for full-scope or pregnancy-related Medi-Cal may qualify for the MCAP, regardless of citizenship and immigration status.
The program covers prenatal visits and vitamins, ultrasound and amniocentesis screenings, childbirth by vaginal or caesarean delivery, and 60 days of postpartum care. the largest share of Medicaid's hospital charges. Idaho's Medicaid program is important for low-income women of all ages.
Under the ACA, all Marketplace plans must cover pre-existing conditions you had before coverage started. According to Healthcare.gov, pregnancy is not considered a pre-existing condition. So if you were pregnant at the time that you applied for new health coverage: You can't be denied coverage due to your pregnancy.
Based on recommendations from the Society for Maternal Fetal Medicine (SMFM) to decrease the need for multiple visits/tests during the COVID-19 public health emergency, Idaho Medicaid is implementing temporary coverage of noninvasive prenatal testing (NIPT) for fetal aneuploidy screening, effective 5/01/2020.
27a2 Medicaid is also an essential source of coverage for maternity care, and covers 40 percent of all births in Idaho. The program covers prenatal visits and vitamins, ultrasound and amniocentesis screenings, childbirth by vaginal or caesarean delivery, and 60 days of postpartum care.
Pregnancy cannot be considered a pre-existing condition and newborns, newly adopted children and children placed for adoption who are enrolled within 30 days cannot be subject to pre-existing condition exclusions.