Idaho Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act

State:
Multi-State
Control #:
US-0493LTR
Format:
Word; 
Rich Text
Instant download

Description

This form is a sample letter in Word format covering the subject matter of the title of the form.

How to fill out Sample Letter To Debt Collector Re Fair Debt Collection And Practices Act?

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FAQ

An effective debt collection letter should include all of the following: The total amount the client owes you. The original date the balance was due. Instructions detailing how to make the overdue payment. The new due date, whether a specific date or as soon as possible.

I am requesting that you provide verification of this debt. Please send the following information: The name and address of the original creditor, the account number, and the amount owed. Verification that there is a valid basis for claiming I am required to pay the current amount owed.

Here are some steps you can take: Send a written demand for payment. File a case in the small claims court. Hire a lawyer to file a case in the appropriate court. File a police complaint if you think you have been cheated. Get an order from the court to attach the person's property.

I am writing in regards to the above-referenced debt to inform you that I am disputing this debt. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it. Because I am disputing this debt, you should not report it to the credit reporting agencies.

Here's the following details that your letter must contain: The amount of money owed by the debtor. The settlement of a debt (initial due date) The newly recommended due date for debt repayment. Instructions for the payment of the debt.

You should consider sending the letter by certified mail or another method by which you can establish when the letter is received by the intended recipient. Send this letter as soon as you can -- if at all possible, within 30 days of when a debt collector contacts you the first time about a debt.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

Under this Act (Title VIII of the Consumer Credit Protection Act), third-party debt collectors are prohibited from using deceptive or abusive conduct in the collection of consumer debts incurred for personal, family, or household purposes.

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Idaho Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act