Iowa Clause Dealing with Fire Damage

State:
Multi-State
Control #:
US-OL11024A
Format:
Word; 
PDF
Instant download

Description

This office lease clause deals with the mandatory obligation of the landlord to rebuild; time periods for reconstruction; continuation of abatement periods; the appropriate "what ifs" in the event portions of the premises cannot be restored and are deemed to be indispensable; and circumstances when the landlord or tenant can elect to terminate the lease.

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FAQ

Thirty-day notice to quit: You will receive this notice if you have a month-to-month lease or rental agreement that your landlord wants to end. Under this notice, you will have 30 days to move out of the rental unit (see Iowa Code Ann. § 562A. 34).

The insurance company AXA, defines impact (or collision) damage as? ?loss or damage resulting from the following causes: Collision by aircraft, aerial devices, road or rail vehicles (or anything dropped from them) or animals.

Duties of Tenants (Iowa Code 562A.17) Properly use all appliances and facilities such as plumbing, heating, wiring, air conditioning; Not damage or abuse the apartment on purpose or carelessly, or knowingly allow someone else to do so; and. Avoid doing things that will disturb the neighbors' peace and quiet.

In the context of fire insurance, impact damage refers to the damage caused to a property or structure by the impact of an external object. This type of damage typically occurs when a vehicle, falling tree, debris, or other objects collide with a building or its contents, leading to physical harm or destruction.

Without prejudice to the provisions of the General Terms and Conditions of the Fire Policy as well as the provisions of the strike, lock-out, civil commotions and public disorder, or strike, lock-out, civil commotions, public disorder, Malicious Acts and Terror Clauses added to the said Policy; an deductible of 5% of ...

Impact damage: This policy also covers damage or loss caused to the property due to the impact of any vehicle or animal being in direct contact with the property. The said vehicle or animal should not belong to the insured, the occupier of the premise or an employee present during his employment.

Permitted Times: Landlords in Iowa may only enter at reasonable times (Iowa Code § 562A. 19(3)). Emergency Entry: In case of an emergency, the landlord may enter without prior notice or consent (Iowa Code § 562A. 19(2)).

Extended Impact Damage We extend to cover damage to the Insured Property and/or to walls, gates and fences resulting from Impact by any road vehicles or animals.

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Iowa Clause Dealing with Fire Damage