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The Fair Debt Collection Practices Act (FDCPA),. 15 U.S.C. 1692 et seq., imposes various requirements on ?a debt collector in ... Since the 1990s, the trade in second-hand debt has exploded. Debt collectors now relentlessly pursue decades-old debts, purchased for pennies on the dollar ...The FDCPA forbids a debt collector from using any false, deceptive, or misleading rep- resentation in connection with the collection of any debt. 559.02 Fraud; false representation and lotteries prohibited.(f) Any person collecting or attempting to collect any debt owed or due or asserted to be ... (a) A debt collector may not use a false, deceptive, or misleading representation or means in connection with the collection of a debt. If you default on your federal student loan, your loan balance may become immediately due, and your loan holder can start collecting on your loan. I. 12.1 Consumer Fraud and Deceptive Business Practices Act17, 2000), was hired to assist a collection agency in collecting a debt from. (a) "Answer" is the written response a defendant must file with the court after theclaim, a debt collector or collection agency, or a person or entity ... In considering a consumer law problem, the attorney must consider all aspects of thecollections agencies they hire to collect their debts,. Despite significant cash collections coming into the debtors' accounts betweenwith debt collection, prohibitions on abusive or false representations, ...